Explanation of Work Comp Coverage If you have ever reviewed your workers compensation policy, you will note that Part I, Workers Compensation, applies to the laws of the State and does not [...]
Non-Owned & Hired Auto – Why Everyone Should Have It Non-Owned & Hired auto liability covers bodily injury and property damage caused by a vehicle you hire (including rented or borrowed [...]
What Does Cyber Liability Cover? Well, each insurer that offers Cyber Insurance does it a little differently, but six key coverage areas seem to be consistent: Data Loss & System Damage– Your [...]
What does Hold Harmless Mean? Assumption of liability through contractual agreement by one party, thereby eliminating liability on the part of another party. An example is a railroad sidetrack [...]
Commercial Umbrella Insurance – Because Accidents Happen Umbrella liability insurance protects you when accidents happen and your existing liability insurance policies cannot cover all expenses. [...]
When I meet with people to discuss their insurance needs, they are often only looking for the best price. While price is important, the cost of being improperly insured far outweighs the [...]
