Online Crime Is On The Rise.

What Does Cyber Liability Cover? Each insurer that offers Cyber Insurance does it a little differently, but these six key coverage areas seem to be consistent: Data Loss & System Damage: Your current property policy covers damage to the computer itself—but not the data stored on them.  Doh! Business Interruption: Loss of Revenue from downtime […]

Why Buy Commercial Umbrella Coverage?

Commercial Umbrella Insurance – Because Accidents Happen. Umbrella liability insurance protects you when accidents happen and your existing liability insurance policies cannot cover all expenses. Standard business liability coverage will take care of you in most situations, but when serious situations arise, umbrella liability insurance will help ensure that your business is protected. While no […]

Workers Comp – What is it?

Explanation of Work Comp Coverage. If you have ever reviewed your workers compensation policy, you will note that Part I, Workers Compensation, applies to the laws of the State and does not specify a limit. This is because workers compensation applies to “benefits.” Workers compensation benefits are determined by the state, so coverage is virtually […]